The last thing you want in life is to see a beautiful and luxurious mega yacht fall prey to the great Ocean’s almighty depths. It’s something that man is yet to conquer, and perhaps never will. Luxury yacht insurance is a must for any private charter group or owner and will typically cover yachts from $250,000 up to $30 million. This insurance should cover the following things as standard:
* Captain/crew coverage
* Deductible waived for:
o Collision caused by another vessel
o Fire not originating from your yacht
o Provable manufacturer’s defect
o Loss resulting from assisting another vessel in imminent danger
* Automatic coverage for Marina (additional insurance)
It is important to be aware that luxury yacht insurance is very comprehensive and so it is strongly advised that the contracts are read through thoroughly by at least two parties. It would also be advised that a solicitor can help ensure your yacht is properly protected. Choosing the right coverage should be a well thought out decision and mutiple quotes should be acquired from different companies to weight up the luxury yacht insurance protection on offer.
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